Michael Dufour

Licensed Loan Officer

NMLS #1741835

Let's Get Started

I’m here to answer any questions and guide you through the process. Fill out the form below, and I’ll be in touch soon!

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Loan Types

Conventional

FHA

VA

Jumbo

Non-QM / Self-Employed

HELOC

Refi

About Me

With 7 years of experience, I help first-time homebuyers in California, Florida, Maryland, and Virginia finance their dream home. I believe in delivering compassionate service that puts your needs first, and I pride myself on being both responsive and caring throughout the process. My goal is to make sure you feel supported at every step as you move toward homeownership.

Outside of work, I am a proud father of two and an avid golfer with a 5 handicap.

Is Hoot in Your State?

Alabama

Arizona

California

Colorado

Florida

Georgia

Indiana

Iowa

Kansas

Louisiana

Maryland

Michigan

Minnesota

Mississippi

Montana

Nebraska

New Jersey

North Carolina

Ohio

Oklahoma

Oregon

Pennsylvania

South Carolina

Tennessee

Texas

Wisconsin

Languages

English

Contact

(443) 262-5900

mdufour@hoothomeloans.com

How Hoot Works

Connect With Me

Step 1

Find Your Home

Let us know which home you'd like to put an offer on.

By working with you to find your home, we save money. Then we pass those savings on to you.

Step 2

Buy with Confidence

Your Hoot agent helps you win the bid and navigate the buying process.

Our agents are some of the most knowledgeable, and friendly, in the industry.

Step 3

Save the Commission

We collect a $1,950 flat fee and you save the 3% commission.

Decades of experience helped us streamline our process and boost agent efficiency, so you can save more.

Step 4

Get a Hoot Smart Loan

Use the commissions savings wisely to get unbelievably low monthly payments

Homebuyers save an average of $9,600 with Hoot, or about $400 per month for the first two years.

Every homebuyer’s journey is different. I’m committed to helping you find the best loan options to fit your needs. Whether you’re a first-time buyer, upgrading to a bigger home, or refinancing for a lower rate, I’ll make sure you get the best deal possible.

I’m here to answer any questions and guide you through the Hoot process:

  • Lower mortgage payments from day one
  • More negotiating power with sellers
  • Faster, stress-free home financing

Step 1

Find Your Home

Let us know which home you'd like to put an offer on.

By working with you to find your home, we save money. Then we pass those savings on to you.

Step 2

Buy with Confidence

Your Hoot agent helps you win the bid and navigate the buying process.

Our agents are some of the most knowledgeable, and friendly, in the industry.

Step 3

Save the Commission

We collect a $1,950 flat fee and you save the 3% commission.

Decades of experience helped us streamline our process and boost agent efficiency, so you can save more.

Step 4

Get a Hoot Smart Loan

Use the commissions savings wisely to get unbelievably low monthly payments

Homebuyers save an average of $9,600 with Hoot, or about $400 per month for the first two years.

Every homebuyer’s journey is different. I’m committed to helping you find the best loan options to fit your needs. Whether you’re a first-time buyer, upgrading to a bigger home, or refinancing for a lower rate, I’ll make sure you get the best deal possible.

I’m here to answer any questions and guide you through the Hoot process:

  • Lower mortgage payments from day one
  • More negotiating power with sellers
  • Faster, stress-free home financing
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