Scott Betley

Licensed Loan Officer

NMLS #1019383

Let's Get Started

I’m here to answer any questions and guide you through the process. Fill out the form below, and I’ll be in touch soon!

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Loan Types

Conventional

FHA

VA

Jumbo

Non-QM / Self-Employed

HELOC

Refi

About Me

With 25 years of experience in the industry, I proudly serve homebuyers across Maryland, Pennsylvania, and Virginia. I’m passionate about helping people save money while getting the expert service they deserve — whether it’s a first-time buyer, a military veteran, or a senior looking to downsize.

I work with families, neighbors, and community members, and I bring fierce determination to every deal. I’m a problem solver through and through, and I don’t stop until my clients and agent partners win.

Outside of work, I’ve been married for 20 years and I'm raising three wonderful teenagers who keep life full and fun.

States

Maryland

Pennsylvania

Virginia

Languages

English

Contact

How Hoot Works

Connect With Me

Step 1

Find Your Home

Let us know which home you'd like to put an offer on.

By working with you to find your home, we save money. Then we pass those savings on to you.

Step 2

Buy with Confidence

Your Hoot agent helps you win the bid and navigate the buying process.

Our agents are some of the most knowledgeable, and friendly, in the industry.

Step 3

Save the Commission

We collect a $1,950 flat fee and you save the 3% commission.

Decades of experience helped us streamline our process and boost agent efficiency, so you can save more.

Step 4

Get a Hoot Smart Loan

Use the commissions savings wisely to get unbelievably low monthly payments

Homebuyers save an average of $9,600 with Hoot, or about $400 per month for the first two years.

Every homebuyer’s journey is different. I’m committed to helping you find the best loan options to fit your needs. Whether you’re a first-time buyer, upgrading to a bigger home, or refinancing for a lower rate, I’ll make sure you get the best deal possible.

I’m here to answer any questions and guide you through the Hoot process:

  • Lower mortgage payments from day one
  • More negotiating power with sellers
  • Faster, stress-free home financing

Step 1

Find Your Home

Let us know which home you'd like to put an offer on.

By working with you to find your home, we save money. Then we pass those savings on to you.

Step 2

Buy with Confidence

Your Hoot agent helps you win the bid and navigate the buying process.

Our agents are some of the most knowledgeable, and friendly, in the industry.

Step 3

Save the Commission

We collect a $1,950 flat fee and you save the 3% commission.

Decades of experience helped us streamline our process and boost agent efficiency, so you can save more.

Step 4

Get a Hoot Smart Loan

Use the commissions savings wisely to get unbelievably low monthly payments

Homebuyers save an average of $9,600 with Hoot, or about $400 per month for the first two years.

Every homebuyer’s journey is different. I’m committed to helping you find the best loan options to fit your needs. Whether you’re a first-time buyer, upgrading to a bigger home, or refinancing for a lower rate, I’ll make sure you get the best deal possible.

I’m here to answer any questions and guide you through the Hoot process:

  • Lower mortgage payments from day one
  • More negotiating power with sellers
  • Faster, stress-free home financing
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